基金投資有哪些策略和心得？
Is the Bank of America crisis recurrent? Who is the preferred safe haven for money market/federal bond yields that are soaring?
Regional banking stocks in the United States fell sharply again, causing US Treasury prices to soar and short-term market interest rates to plummet, causing market panic and concerns (as of 27th April 2023, a decrease of 29.75%). Investor risk aversion has rekindled, and stable investment categories such as US Treasuries and US dollar money market funds have become the focus of attention for many investors.$First Republic Bank (FRCB.US)$Investor risk aversion has rekindled, and stable investment categories such as US Treasuries and US dollar money market funds have become the focus of attention for many investors.
Recently, due to various factors, the yields of US Treasury bonds and US dollar money market funds have increased. As of now,The cumulative return rate of a certain US dollar money market fund on the Futu platform has reached 4.78%, and the highest yield of US Treasury bonds is also 4.95%..
The yield curve of US dollar money market funds on the Futu platform, as well as the yield rate of US Treasury bonds on the Futu platform.
(Note: Cumulative return rate = average daily earnings in ten thousand yuan / 10000 * holding period in days)
Recently, a fellow investor raised the following question,"When the yield rates of US dollar money market funds and US Treasury bonds are equivalent, how should we choose?"@Passive profitYou can find the "News" feature under the "Market"-"More" section.USD money market fund (4.78%) vs US treasury bonds (4.8%) Click to view >>
What do you think about this?What other financial products can you choose?What risks should you be aware of? Feel free to leave a comment in the comments section, and receive Futubull merchandise!(You can also mention friends to discuss together)
Discussion angle:Can discuss from the aspects of asset liquidity risk, capital preservation nature, stability, market environment, and fund products or investment strategies suitable for the current situation.
【Activity Rewards】1. Excellent Sharing Award: The official will comprehensively evaluate the originality, excitement, and popularity of the shared experiences, and the top 2 mooers will each receive an account opening gift from Futubull.
![Regional bank stocks in the United States have plummeted again, causing a surge in US Treasury bond prices and a significant drop in short-term market interest rates, triggering market panic and concerns (as of April 27, 2023, the decline was 29.75%). Investor risk aversion has reignited, with US Treasury bonds, US dollar money market funds, and other stable investment categories becoming the focus of many investors' attention.$First Republic Bank (FRCB.US)$Recently, due to various factors, the yields of US Treasury bonds and US dollar money market funds have both increased. As of now, the cumulative return rate of a certain US dollar money market fund on the Futu platform has reached 4.78%, and the highest yield of US Treasury bonds is also 4.95%. Recently, due to various factors, the yields of US Treasury bonds and US dollar money market funds have both increased. As of now, the cumulative return rate of a certain US dollar money market fund on the Futu platform has reached 4.78%, and the highest yield of US Treasury bonds is also 4.95%.Recently, due to various factors, the yields of US Treasury bonds and US dollar money market funds have both increased. As of now, the cumulative return rate of a certain US dollar money market fund on the Futu platform has reached 4.78%, and the highest yield of US Treasury bonds is also 4.95%.. (Note: Cumulative return rate = average daily yield per ten thousand / 10000 * holding period (days)) [Microphone]Recently, a mooer raised the following question,"When the yield of the US dollar money market fund is equivalent to the yield of the US treasury bonds, how should we choose?" @[Share Link: Passive profit]You can find the "News" feature under the "Market"-"More" section.[Share Link: USD money market fund (4.78%) vs US treasury bond (4.8%) Click to view >>] What is your opinion on this?What other financial products can be chosen?What risks should be vigilant about? Welcome to leave a comment in the comments section, and win Futubull peripherals!(You can also mention friends to discuss together) Discussion perspective:Discussion can be made from the aspects of asset liquidity risk, capital preservation nature, stability, market environment, and fund products or investment strategies suitable for current investment. [Gift]【Activity Rewards】 1. ...](https://nnqimage.futunn.com/999980/editor_image/b4abb584e1293a67bd0efdee296026a6.png/big?imageMogr2/ignore-error/1/format/webp)
2. Most Popular Award: The top 3 users with the highest number of likes in all comments, each will receive666 points.
3. Participation Award: Users who make comments exceeding 30 words will receive 30 points.
【Event Duration】
From April 27th to May 5th, 2023, 23:59.
【Precautions】
1. Plagiarism, copying and pasting, and other inappropriate behaviors are strictly prohibited. Once discovered, the eligibility for winning will be revoked.
2. The 'Excellent Sharing Award' and the 'Most Popular Award' can be received simultaneously.
3. The final interpretation of this event belongs to Futu.
The final list of rewards and the method of claiming the rewards for this event will be announced within 30 working days after the event ends. If you receive a notification,6 monthsMooers who do not reply to the message within 6 months will be considered to have forfeited the reward. Thank you~ If you have any questions, please contact.@Xiangxiang.
Disclaimer: The final interpretation and decision-making power of this activity belong to Futu. This document should not be regarded as an invitation, solicitation, invitation, or basis for any investment product or investment decision, nor should it be interpreted as professional advice. Anyone reading this document or making any investment decisions should fully understand the risks and the characteristics and consequences of relevant laws, taxation, and accounting, and decide whether the investment is suitable for their personal financial situation and investment objectives, and whether they can bear the risks. If necessary, seek appropriate professional advice. Investment involves risks, and investors should carefully read the fund information and related documents (including their risk factors). Please note that the price of fund products can rise or fall and may fluctuate significantly in a short period of time. Investors may not be able to retrieve the amount of their investment in the fund, and past performance of the fund does not predict future performance. If there are similar forward-looking statements in this article, such content or statements should not be regarded as a guarantee of future performance, and attention should be paid to the significant differences between the actual situation or development and such statements.
Risk Disclaimer: The above content only represents the author's view. It does not represent any position or investment advice of Futu. Futu makes no representation or warranty.Read more
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