How to conduct qualified asset allocation?
Hello mooers~
Asset allocation.It is a classic financial issue. What to allocate, how to allocate, there are different allocation methods for different investors. Ultimately, we hope to reduce the volatility of the portfolio through asset allocation, and increase the returns of the investment portfolio.VolatilityreturnIncomereturnsreturns rankingStocks > Gold > Property > Bonds > Deposits; Significant rotation of asset prices. The best and worst assets change dynamically every year.
Current methods include: (1)Standard & Poor's Wealth Four QuadrantsBased on family asset allocation, taking into account personal risks and family investments, according tofixed and reasonable proportionscan ensure the long-term, sustainable, and stable growth of family assets. However, it cannot achieve personalization. (2)Personalized dynamic allocation model. The core of asset allocation is: based on a full understanding of investors' personalized needs, dynamically optimize asset allocation schemes according to market conditionsfor dynamic optimizationThis can be achieved by absolute valuation relativeization, turning it into historical percentile, abbreviated as valuation thermometer. Use this method for timing.
A more comprehensive approach is in the article~
Risk Disclaimer: The above content only represents the author's view. It does not represent any position or investment advice of Futu. Futu makes no representation or warranty.Read more
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