Us stocks have rebounded well in the past two days. Watch for the time being. Because there is a position, individual stocks will no longer do positions and short-term. I think the safer strategy now is to invest in the S&P500 and NASDAQ every two weeks / month. The Hong Kong and US markets continued to bottom out in mid-late September. For many sectors, the risk of betting on a single stock is higher than that of index funds. The first risk comes from the corporate debt crisis, and the reason for the sharp drop in the valuation of bank stock credit institutions is the risk of corporate bad debt explosion. The second risk is the financial results, the impact of interest rate increases on revenue and expected profits. Although most companies have started layoffs, the level of inflation has not improved. Based on the fact that the Federal Reserve still intervenes in the global stock and bond markets, the market situation is uncertain. There is a good chance that it will remain volatile, continue to hit lows, rebound, and then continue to fall.
The market in the third quarter believes that people's perception of investment is relatively negative. I think individual families and companies should adopt a conservative and steady attitude at the moment. The source of investment is deposit cash. In the era of low interest rates, debt can have more opportunities to create wealth, such as starting a business and buying real estate, but in the era of high interest rates, the options to do things should consider the risk, can the mortgage be repaid? how much can the financing return to investors? The biggest advantage of ordinary young people is time to make some pragmatic plans in advance. For example, at least 1-2 years of worry-free savings, long-term insurance policies and so on.
Usually reduce the ineffective non-work type of social interaction (fitness and travel can), do not talk about vanity, improve the quality of life to buy bags and watches, it is better to replace the home company PC with Apple Inc, appliances with European brands. Wait for economic foundation to rise to a higher level, buy additional property to do for retirement.