When it comes to investing, many people may feel it's difficult but still want to learn. However, they don't know how to start, and some have even learned before, but are still afraid of losing money.
On one hand, many people are brainwashed by advertisements for financial courses, claiming to go from debt of 0.3 million to saving 0.2 million after investing, as well as advertisements for earning 0.03 million per month, which is 6 times higher than their salary. On the other hand, the reality may not be so. It may be true for a few individuals, but for novice investors like us, we will definitely have many questions before investing. Today, I will talk about 20 questions that are commonly concerned.
First: Why invest?
Some people say that investing is good because it can make money, while others say investing can outpace inflation. Of course, there are many reasons to invest, but I will briefly discuss three:
Avoid being scammed:
Many elderly people will take their hard-earned money to participate in pyramid schemes, P2P or private lending because they don't have better investment channels, don't understand finance, or don't know why others can make money. Without basic principles of investment, it's easy to be scammed. I have also encountered many people who have an annual income of one million but lost everything they have invested due to scams.
Happiness in life:
If you have money, you can improve your family's living conditions. In fact, many family problems arise because of a lack of money. For most families, they are not short of money but rather struggle to make ends meet. If possible, why not choose a better quality of life occasionally?
Achieving financial freedom earlier:...