I still admire Futu for continuously investing resources in intelligent investment advice. Most users of Futu are retail investors, focusing on immediate benefits, with very few planning for the long term. I believe every investor should consider using intelligent investment portfolios to build a stable investment core portfolio, as it is really difficult to make money by chasing market ups and downs.
Some people may see the returns of past investment portfolios and may feel that they cannot compare to speculative operations, but achieving double-digit annual returns is actually very difficult. Here are some data:
1. According to JP Morgan's historical data, only mature stock markets have been able to achieve an annual return of more than 10% in the past decade.
It is really difficult to capture the best market timing to achieve excess returns. According to Endowus data, missing the 20 best trading days of the S&P 500 from 2010 to 2019 would result in a 50% loss of returns.
Many people underestimate the power of compound interest, with an annualized return of 11.4%, assets could potentially increase 8.6 times after 20 years.
4. futu currently provides smart investment portfolios that can help investors find the most suitable investment portfolio based on their risk tolerance, so even if they only achieve one or two percentage points of excess returns per year, it can be very impressive in the long run.
5. Investors often overlook risks, but in fact, institutions usually ask about risks before returns when investing, effectively reducing portfolio volatility and increasing the Sharpe ratio...