I believe that the understanding of fund investment is simpler than that of stocks, especially the way of fixed investment, but the market we have seen for a long time this year has really subverted everyone's perception. Through this live broadcast of Q3 strategy, I have also changed a lot of my previous views. I realize that there are no shortcuts to investment, and if you want to achieve expected returns through funds in any market environment, you have to master some knowledge. For example, which sector to choose, what are the reasons, what are the reasonable expectations in different market environments (bull and bear market expectations must not be the same).
Before we talk about the live broadcast of the Q3 strategy, let's first tell you three ghost stories and take a look at them with three pictures:
Figure 1: since the beginning of this year, most of the global markets have been bear markets, especially the Hang Seng Index and Hang Seng Technology, especially the NASDAQ, so I believe that if I buy these three kinds of stock funds, they will basically lose money.
Figure 2: according to the ranking of funds this year seen through the Fortune Fund Channel, four of the top 9 are money funds, with a yield of less than 1%. Apart from energy funds, people with high returns may be familiar with the Middle East and North Africa. Latin American funds should be completely unheard of.
Figure 3: many of the fund decline lists should be familiar to us, in which debt funds actually fell by 46%, and hot technology funds fell by 50%. So even if low-risk investors bought debt funds at the beginning of the year, their losses this year may be comparable to stocks.